Bank Cards circulation in Moldova in 2023

The National Bank of Moldova published statistics - Cards issued by payment service providers of Moldova in 2023

The number of bank cards in circulation at the end of the 2023 - 3 292 564.

(a) by card payment system type (brand)

  • "Visa International" - 1 476 963 (45%)
  • "MasterCard" - 1 813 337 (55%)
  • "American Express" - 2 264 (0,06%)

(b) according to the origin of the means

  • debit card - 3 259 549 (99%)
  • credit card - 33 015 (1%)

(c) on the "conditions of issue" feature

  • card, issued based on salary projects - 1 140 075 (34,6%)
  • card, issued on the basis of social projects - 517 658 (15,7%)
  • card, issued under general conditions - 1 352 223 (41,1%)
  • non-personalized card* - 282 608 (8,6%)
  • prepaid card - 0

(c-1) according to the degree of use

  • active card ** - 1 959 212 (60%) including:
    • card, issued based on salary projectsy - 791 293 (24.0% of the total number, or 40.4% of the number of active cards)
    • card, issued on the basis of social projects - 410 027 (12.5% of the total number, or 20.9% of the number of active cards)
    • card, issued under general conditions - 625 968 (19.0% of the total number, or 32.0% of the number of active cards)
    • non-personalized card* - 131 924 (4.0% of the total number, or 6.7% of the number of active cards)
  • inactive card - 1 333 352 (40%)

(d) on the type of technical solution

  • proximity card (contactless) - 3 237 726 (98,3%)
  • hybrid card - 15 849 (0,5%)
  • magnetic stripe card - 3 (0%)
  • virtual card - 38 986 (1,2%)

(e) holder type

  • personal card - 3 138 090 (95,3%)
  • business card - 154 474 (4,7%)

* non-personalized card - payment card that is attached to a payment account and on which the information about the customer is not printed/embossed.

** active card - payment card through which at least one financial operation was performed during a quarter.


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