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Payment Systems in Moldova

An electronic wallet is an account in an electronic payment system, and is analogous to a bank account.

An electronic wallet, also known as an e-wallet, mobile wallet or digital wallet, is an online service, allows payments for goods and services or make barter of digital currency.

A payment system is any system used to settle financial transactions through the transfer of monetary value.

You can log into the website of such a system from a computer or from a smartphone by installing a mobile application.

Issuance of electronic money and acceptance of payments in payment terminals (ATM) in Moldova are carried out by licensed Payment systems.

The activity of payment systems in Moldova is regulated by the "Law on Payment Services and Electronic Money", no. 114 of 18 May 2012 with amendments and additions.

To connect to the Payment system, the Seller / Service Provider (Merchant) must conclude a contract for accepting cash payments with the selected Payment System.

We offer technical connection of the Merchant's website to the Payment Gateways of Payment Systems through the e-Cont.md SERVICE.

Electronic wallets in Moldova

Register of the electronic money (*) institutions:

  • PayMaster SRL (PayMaster or RunPay) (www.runpay.md)

    SWIFT: PMASMD2X
    Map of payment terminals
    located at: MD 2001, Republica Moldova, mun. Chişinău, str. Aleea Garii, 42.

  • Paynet Services SRL (Paynet) (paynet.md)

    or ( oplata.md)
    SWIFT: PNETMD2X
    Map of payment terminals
    located at: MD 2038, Republica Moldova, mun. Chişinău, bd. Decebal 6.

  • BPay SRL (BPay or MMPS) (www.bpay.md)

    SWIFT: ARLCMD2X
    Map of payment terminals
    located at: MD 2002, Republica Moldova, mun. Chişinău, bd. Decebal 23/2.

  • QIWI-M SRL (QIWI Moldova) (qiwi.md)

    SWIFT: QIWIMD2X
    Map of payment terminals
    located at: MD 2009, Republica Moldova, mun. Chişinău, str. Pan Halippa, 9.

  • Fintecly (no website)

    SWIFT:
    located at: MD 2029, Republica Moldova, mun. Chişinău, şos. Munceşti, 800/2.

  • Moldcell (Moldcell) (moldcell.md)

    SWIFT: MOLDMD2X
    Map of payment terminals
    located at: MD 2060, Republica Moldova, mun. Chişinău, str. Belgrad, 3.
 Useful information:

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Transfer pricing. Moldova

Payment methods available in Moldova
Europa / International:

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What is Transfer Pricing (international)?

(*) electronic money - means electronically, including magnetically, stored monetary value as represented by a claim on the issuer which is issued on receipt of funds (other than electronic money) for the purpose of making payment transactions and which is accepted by a person other than the electronic money issuer. The electronic money institutions which obtained the license for the activity of issuing electronic money, additional have the right to be engage in the activities described at the article 88 according to the Law.

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MPay Government Electronic Payment Service

Separately, we would highlight the possibility of accepting payments through the Government Service of Electronic Payments MPay.

From a technical point of view, we would consider MPay as one of the possibilities for accepting payments through Payment Terminals.

Advanced functionality for business. Capabilities:

  • Organization of a specialized platform based on 1C: 8 for a SINGLE accounting for receiving payments of the type

    • B2B (bank transfer from the company) based on e-Cont.md Service

    • B2C (online payments, mainly for individuals)

  • Integration of ONLINE payments into the business processes of the company or into the corporate website: